Williston - Dickinson - Hebron - Beach - Glen Ullin - Ray
North Dakota
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Savings

Share Savings

Establishes membership in the credit union! Gives a member access to all services the credit union has to offer!

  • Minimum membership share deposit of $5.00 required. This $5.00 balance must be maintained to continue credit union membership.
  • Life Savings Insurance is provided to eligible members at no additional cost.

Flexible Shares/Overdraft Protection

Provides the peace of mind that your checks will be covered with funds you have made available in your Flexible Shares account.

  • Funds are automatically transferred, in $100 increments, to your Checking Account to cover overdrafts.
  • Accessible with WCCU Cash & Check Card.
  • There is a small charge for each automatic transfer.
  • Having funds available in the Flexible Shares account avoids fee assessed for overdrafts.

First Freedom Money Market Account

An ideal savings account for members who keep a high savings balance.

  • Minimum deposit is $2,500.00. No interest is paid if balance falls below this amount.
  • Six withdrawals per month are allowed.
  • First Freedom is designed to be a growth account.

Coverdell Education Savings Account

A new and better way to save for a child's educational expenses.

  • Up to $2000 in non-deductible contributions per child can be made each year, until that child reaches age 18.
  • Withdrawals for certain qualified education expenses are tax-free.
  • Qualified education expenses may include tuition, fees, books, computer equipment and technology required for elementary, secondary and post-secondary education.

Please check with your tax advisor when planning to invest in a Coverdell Education Savings Account.

CU Succeed

A savings account designed especially for young adults!

  • For members ages 13 to 19-years-old.
  • Interest is paid monthly. Members receive a quarterly statement.
  • CU Succeed members receive a quarterly newsletter.
  • CU Succeed members ages 17 to 19-years-old can apply for a $500 college scholarship.
  • All CU Succeed members receive a 1% discount on their first loan. (Does not include special loan sale rates.)
  • Free box of checks annually.
  • CU Succeed members are encouraged to set financial goals and establish good savings and borrowing habits.

Pee Wee Penguin Club

A Savings Club designed for young members!

  • The Pee Wee Penguin Club Account is a savings account designed for members birth to 12-years-old.
  • Kids receive a "treat" each time they make a deposit at the credit union.
  • Interest is paid monthly. Members receive a quarterly statement.
  • Members ages 4 and over receive a quarterly newsletter, "PeeWee Prints" and are invited to a summer "Youth Week" activity.
  • At age 13, the account automatically rolls into a CU Succeed Account.
  • Young members are encouraged to develop good savings habits so they will learn financial responsibility as they get older.
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